Consolidation debt program consolidating loan student

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Direct consolidation loans are now the only type of federal student consolidation loan.

Under the Direct Loan Consolidation Program, you can consolidate Subsidized and Unsubsidized Stafford Loans, Supplemental Loans for Students (SLSs), Federally Insured Student Loans (FISLs), PLUS Loans, Direct Loans, Perkins Loans, Health Education Assistance Loans (HEALs), and just about any other type of federal student loan.

Unlike the other loans, consolidation loans have a fixed interest rate for the life of the loan.

This process will also combine all the loans you refinance into one convenient payment.

If you are juggling multiple credit card bills, you may benefit from the convenience of having one consolidated monthly payment.

Consider all of the bills that the modern household pays (mortgage/rent, utilities, cell phone, cable, internet, etc.).

Should I refinance my student loans with fixed or variable interest rates? How do I consolidate or refinance my student loans? How much can I save by refinancing my student loans?

Student loan refinancing: Refinancing is when a student loan lender buys out your existing loans, and gives you a single new loan with a potentially lower interest rate.

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